Insurance Requirements for Driver-Guides

Vehicle Insurance
Whenever a vehicle is offered for hire with a driver for payment additional insurance cover is required by law. This is sometimes called Hire & Reward but more properly known as Private Hire insurance. All members of the DGA have provided proof that they have that cover.

There has been confusion over the wording of standard insurance policies ("social domestic and pleasure") because they often include cover for use "in connection with the policy-holders business". Some guides have interpreted that as covering them for driver-guiding, but it does not.

A number of DGA members are insured through Emrose (Insurance Brokers) Ltd

Public Liability Insurance
All members carry substantial Public Liability insurance. This is arranged through the Guild of Registered Tourist Guides to which the DGA is affiliated.